0% intro APR until 2024 is 100% insane

Wells Fargo Reflect Card Review

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Key Facts

  • 74% to 28.74% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5.
    • $0 Annual Fee * Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
    • Select "Apply Now" to learn more about the product features, terms and conditions WHAT I LIKE ABOUT WELLS FARGO REFLECT® CARD 0% intro APR for up to 21 months (on both purchases and balance transfers) -- This is where the Wells Fargo Reflect® Card is hard to beat.
  • PRO TIP To get the most value out of this card, it is best to make any balance transfers during the intro fee period so that you have a lower balance transfer fee to pay.

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