Breathe easy with 0% APR until 2023

Discover it® Balance Transfer Review

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Key Facts

  • The go-to variable rate applies after the 0% intro APR expires.. * Earn up to 5% cash back, up to $1,500 each quarter, in rotating categories that you activate each quarter and your cash back earned in the first year is matched.
  • Check out the full review below to learn more about this card, including how to save $1,863 in interest charges paying off $10,000 of debt using a 0% intro APR promo like the one offered by Discover it® Balance Transfer.
    • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
  • Here's a comparison of how you could save $1,863 of interest charges by putting your finances first and paying off transferred debt or purchase balances during the 0% intro APR period, versus paying off balances at a 19% APR: Debt Balance Scenario Monthly Payment APR offer Interest Charges Months to Pay Off $10,000, promo APR $556 0%, 18 months $0 18 $10,000, no promo APR $556 19% on all balances $1,863 22 *Your approved card APR may vary from 19%.

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