Experts: this is the best cash back card of 2022

Wells Fargo Active Cash Card Review

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Key Facts

      • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months Earn unlimited 2% cash rewards on purchases 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 16.49%, 21.49%, or 26.49% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5 $0 annual fee No categories to track or remember and cash rewards don't expire as long as your account remains open Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash® Card * Select "Apply Now" to learn more about the product features, terms and conditions This is the first card I’ve seen that offers a best-in-class unlimited 2% cash rewards rate and would be highly-rated based on that alone.
  • Purchases: 0% intro APR, 15 months from account opening Balance Transfers: 0% intro APR, 15 months from account opening on qualifying balance transfers Regular APR 16.49%, 21.49%, or 26.49% variable APR * Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months Earn unlimited 2% cash rewards on purchases 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 16.49%, 21.49%, or 26.49% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5 $0 annual fee No categories to track or remember and cash rewards don't expire as long as your account remains open Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash® Card Select "Apply Now" to learn more about the product features, terms and conditions MY TOP 5 REASONS TO APPLY TODAY: Unlimited 2% cash rewards -- Cardholders earn an unlimited 2% cash rewards on purchases, with no categories to activate or earnings limits to track.
  • The Wells Fargo Active Cash® Card is perfect for someone that wants an easy-to-use card that still offers high rewards: you’ll earn a best-in-class flat rewards right away on your purchases -- with no limits or hoops to jump through.
  • $200 cash rewards sign-up bonus -- New Wells Fargo Active Cash® Card holders can earn a $200 cash rewards sign-up bonus for spending just $1,000 in purchases in the first three months.

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