0% intro APR until 2024 is 100% insane

Key Facts

- Select "Apply Now" to learn more about the product features, terms and conditions WHAT I LIKE ABOUT WELLS FARGO REFLECT® CARD 0% intro APR for up to 21 months (on both purchases and balance transfers) -- This is where the Wells Fargo Reflect® Card is hard to beat.
PRO TIP To get the most value out of this card, it is best to make any balance transfers during the intro fee period so that you have a lower balance transfer fee to pay.
If you have a lower credit score approval could be a roll of the dice, so you may want to consider a card with a shorter 0% intro APR period.
The up-to-21-month 0% intro APR on purchases is a smart move if you have big expenses coming up or you need to spread out the cost of purchases over time, yet still avoid interest on them during the intro period (but remember to pay it off before you start accumulating interest).