Experts: this is the best cash back card of 2022

Key Facts

• Purchases: 0% intro APR, 15 months from account opening Balance Transfers: 0% intro APR, 15 months from account opening on qualifying balance transfers Regular APR 15.24%-25.24% Variable APR * Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months Earn unlimited 2% cash rewards on purchases 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 15.24% to 25.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5 $0 annual fee No categories to track or remember and cash rewards don't expire as long as your account remains open Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge * Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash?
• Card is perfect for someone that wants an easy-to-use card that still offers high rewards: you’ll earn a best-in-class flat rewards right away on your purchases -- with no limits or hoops to jump through.
• Card holders can earn a $200 cash rewards sign-up bonus for spending just $1,000 in purchases in the first three months.
• Not only is this a very competitive sign-up bonus for a card with no annual fee, but it's also one of the things that sets this Wells Fargo credit card apart from other 2% back cards.

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