Breathe easy with 0% APR until 2023

Discover it® Balance Transfer Review

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Key Facts

  • The go-to variable rate applies after the 0% intro APR expires.. * Earn up to 5% cash back, up to $1,500 each quarter, in rotating categories that you activate each quarter and your cash back earned in the first year is matched.
  • Check out the full review below to learn more about this card, including how to save $1,863 in interest charges paying off $10,000 of debt using a 0% intro APR promo like the one offered by Discover it® Balance Transfer.
    • Earn 5% cash back on everyday purchases at different places each quarter like, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
  • Here's a comparison of how you could save $1,863 of interest charges by putting your finances first and paying off transferred debt or purchase balances during the 0% intro APR period, versus paying off balances at a 19% APR: Debt Balance Scenario Monthly Payment APR offer Interest Charges Months to Pay Off $10,000, promo APR $556 0%, 18 months $0 18 $10,000, no promo APR $556 19% on all balances $1,863 22 *Your approved card APR may vary from 19%.

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