0% intro APR until 2024 is 100% insane

Key Facts

24% to 29.24% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5.
- Select "Apply Now" to learn more about the product features, terms and conditions WHAT I LIKE ABOUT WELLS FARGO REFLECT® CARD 0% intro APR for up to 21 months (on both purchases and balance transfers) -- This is where the Wells Fargo Reflect® Card is hard to beat.
PRO TIP To get the most value out of this card, it is best to make any balance transfers during the intro fee period so that you have a lower balance transfer fee to pay.
If you have a lower credit score approval could be a roll of the dice, so you may want to consider a card with a shorter 0% intro APR period.