Experts: this is the best cash back card of 2022

Key Facts

• 0% intro APR, 15 months from account opening on qualifying balance transfers Purchases: 0% intro APR, 15 months from account opening Balance Transfers: 0% intro APR, 15 months from account opening on qualifying balance transfers Regular APR 19.24%, 24.24%, or 29.24% variable APR * Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months Earn unlimited 2% cash rewards on purchases 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.24%, 24.24%, or 29.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5 $0 annual fee No categories to track or remember and cash rewards don't expire as long as your account remains open Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge * Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card.
• $200 cash bonus after you spend $500 on purchases within 3 months from account opening $200 Intro APR Purchases: 0%, for 15 months Balance Transfers: 0%, for 15 months Regular APR 17.99% - 27.99% Variable * Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening Earn unlimited 1.5% cash back on every purchase, every day $0 annual fee and no foreign transaction fees Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024 * Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
• Terms apply No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn 0% intro APR on purchases and balance transfers for 15 months; 17.99%-27.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months Rating image, 5.00 out of 5 stars.
• 5% cash back in your top eligible spend category each billing cycle (up to the first $500 spent), 1% cash back on other purchases 1% - 5% cash back Welcome Offer Info Icon Circle with letter I in it.

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