0% intro APR until 2023 is 100% insane

Wells Fargo Reflect Card Review

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Key Facts

  • 99% to 24.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5 $0 Annual Fee Get up to $600 of cell phone protection when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
    • Through My Wells Fargo Deals, you can earn cash back in the form of a statement credit while you shop, dine, or enjoy an experience simply by using your eligible Wells Fargo Credit Card * Select "Apply Now" to learn more about the product features, terms and conditions HOW 0% INTRO APR FOR UP TO 21 MONTHS COULD HELP ERASE $2,249 OF INTEREST CHARGES 0% intro APR is a huge value add.
  • Here's a hypothetical comparison of how you could save $2,249 of interest charges by putting your finances first and paying off transferred debt or purchase balances during the 0% intro APR period, versus paying off balances at a 19% APR: Debt Balance Scenario Monthly Payment APR offer Interest Charges Months to Pay Off $10,000, promo APR $477 0%, 21 months $0 21 $10,000, no promo APR $477 19% on all balances $2,249 26 *Your approved card APR may vary from 19%.
  • ADDITIONAL PERKS THAT MAKE THIS CARD A WINNER 0% intro APR for up to 21 months (on both purchases and balance transfers) -- This is where The Wells Fargo Reflect?

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